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Best E-commerce payment gateways

The best e-commerce payment gateways provide secure and seamless transaction processing for online businesses. Among the top choices are Stripe, PayPal, Authorize.Net, and Adyen. These platforms are trusted by millions of businesses worldwide for their reliability and ease of integration.

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Stripe is known for its developer-friendly features and robust API, making it ideal for businesses seeking customizable payment solutions. PayPal offers widespread acceptance and an easy checkout process, with a strong global presence. Authorize.Net provides comprehensive tools for both online and in-person payments, making it a popular choice for small businesses. Adyen stands out for its ability to process transactions across different payment methods and currencies, ideal for international e-commerce. Each of these gateways provides secure payment processing with advanced fraud protection, helping businesses manage risk while offering customers a convenient and trusted way to pay.

  • Stripe
    Stripe

    Stripe - Simplifying payments for businesses worldwide.

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  • PayPal
    PayPal

    PayPal - The safer, easier way to pay and get paid.

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  • Authorize.Net
    Authorize.Net

    Authorize.Net - Providing secure payment solutions since 1996.

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  • Adyen
    Adyen

    Adyen - Global payments simplified.

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  • Square
    Square

    Square - Start selling online today with Square.

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  • Shopify Payments
    Shopify Payments

    Shopify Payments - The easiest way to accept payments on Shopify.

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  • Braintree
    Braintree

    Braintree - Payments made simple.

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  • Skrill
    Skrill

    Skrill - Sending money made easy.

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  • Worldpay
    Worldpay

    Worldpay - Accept payments anywhere, anytime.

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  • Amazon Pay
    Amazon Pay

    Amazon Pay - Shop with the payment methods you trust.

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Best E-commerce payment gateways

1.

Stripe

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Stripe is a developer-friendly payment gateway that provides flexible, scalable payment solutions for online businesses of all sizes. It supports a wide range of payment methods including credit cards, digital wallets, and bank transfers. Stripe is widely regarded for its robust API and smooth integration.

Pros

  • pros Developer-friendly
  • pros Global coverage
  • pros Flexible
  • pros Scalable
  • pros Secure

Cons

  • consComplex for non-developers
  • consHigh transaction fees
  • consLimited support in some countries
  • consNot ideal for small businesses
  • consCustomer service can be slow

2.

PayPal

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PayPal is one of the most widely used and trusted payment gateways globally. It allows users to make and receive payments via their PayPal account or credit/debit cards. PayPal’s ease of use and widespread adoption make it a go-to for both consumers and businesses.

Pros

  • pros Easy to use
  • pros Wide adoption
  • pros Buyer protection
  • pros Fast setup
  • pros Trusted brand

Cons

  • consHigh fees
  • consLimited customization
  • consAccount holds
  • consNot always suited for larger businesses
  • consLimited customer support

3.

Authorize.Net

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Authorize.Net is a veteran in the payment gateway industry, offering secure and reliable solutions for businesses of all sizes. It provides a variety of payment options, including credit cards, e-checks, and digital payments. The platform is known for its excellent fraud prevention and security features.

Pros

  • pros Long-established
  • pros Excellent security
  • pros Fraud prevention
  • pros Multiple payment options
  • pros Reliable

Cons

  • consHigh setup costs
  • consLess flexibility
  • consLimited international reach
  • consComplex user interface
  • consCustomer service can be slow

4.

Adyen

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Adyen is a global payment platform that offers comprehensive solutions for businesses, enabling them to accept payments from customers worldwide. Known for its scalability and strong focus on security, Adyen supports a broad range of payment methods, making it ideal for international businesses.

Pros

  • pros Global coverage
  • pros Multi-currency support
  • pros Scalable
  • pros High security
  • pros Integrated with many platforms

Cons

  • consComplex setup
  • consHigh fees for small businesses
  • consLimited customer support
  • consNot ideal for small merchants
  • consRequires technical expertise

5.

Square

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Square is a versatile payment gateway known for its user-friendly point of sale (POS) system. It supports payments via credit cards, digital wallets, and more. Square is a great choice for small businesses, as it offers affordable pricing and easy-to-use features.

Pros

  • pros Easy setup
  • pros No monthly fees
  • pros Transparent pricing
  • pros Flexible
  • pros Point of Sale integration

Cons

  • consTransaction fees can be high
  • consLimited international availability
  • consLack of advanced features
  • consNot ideal for large businesses
  • consLimited integration options

6.

Shopify Payments

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Shopify Payments is an integrated payment gateway tailored for Shopify e-commerce stores. It supports a wide range of payment methods and currencies, making it easy for merchants to accept payments seamlessly on their online store. Shopify Payments is designed for ease of use and quick setup.

Pros

  • pros Integrated with Shopify
  • pros No transaction fees
  • pros Easy to use
  • pros Multiple payment options
  • pros Fast setup

Cons

  • consOnly available on Shopify
  • consHigh fees for international transactions
  • consLimited customization
  • consRequires Shopify subscription
  • consNo support for some payment methods

7.

Braintree

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Braintree, a subsidiary of PayPal, provides flexible and robust payment solutions for online businesses, especially those in mobile commerce. With support for multiple payment methods, including PayPal, credit cards, and Apple Pay, Braintree is known for its simplicity and security features.

Pros

  • pros Mobile-friendly
  • pros Flexible payment options
  • pros Trusted by big brands
  • pros Easy integration
  • pros Scalable

Cons

  • consHigh fees
  • consLimited customer support
  • consNot ideal for small businesses
  • consCan be complex for beginners
  • consNot available in all countries

8.

Skrill

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Skrill is an online payment gateway that provides services for businesses and consumers. It supports global transactions, including cross-border payments. With a focus on secure and cost-effective payment solutions, Skrill is a popular choice for small and medium-sized businesses.

Pros

  • pros Low fees
  • pros Fast international payments
  • pros Secure
  • pros Multiple currency support
  • pros Easy to use

Cons

  • consLimited customer support
  • consNot ideal for large-scale businesses
  • consLack of advanced features
  • consAccount freezing issues
  • consLimited payment method support

9.

Worldpay

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Worldpay is a major global payment gateway that provides businesses with payment processing services, from online transactions to in-person POS systems. It offers a wide array of payment methods and currencies, making it ideal for international merchants. Worldpay is also known for its excellent customer support.

Pros

  • pros Global reach
  • pros Multiple payment options
  • pros High security
  • pros Excellent support
  • pros Trusted provider

Cons

  • consHigh fees
  • consComplex pricing structure
  • consLimited customization
  • consSetup can be slow
  • consNot ideal for small merchants

10.

Amazon Pay

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Amazon Pay allows businesses to accept payments using the information already stored in a customer’s Amazon account. It’s a secure and convenient way to process transactions, particularly for customers already familiar with Amazon's platform.

Pros

  • pros Trusted brand
  • pros Easy checkout
  • pros Secure
  • pros Fast payment process
  • pros Integration with Amazon

Cons

  • consLimited availability
  • consHigh transaction fees
  • consNot ideal for non-Amazon merchants
  • consLimited international support
  • consLacks advanced features

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